Wealth Management

Our independence allows us the objectivity to offer a variety of financial products and services that are designed to help you plan, build and achieve a more stable financial future.

These include:
Asset Management - Traditional Brokerage and Investment Advisory Programs

Financial Advice and Planning - Non-fee Needs Analysis, Personal Financial Plans, Focused Needs Plans, Estate Conservation Strategies, Education Planning, Asset Allocation Strategies

Retirement/Education Planning - Retirement Planning, Traditional and Roth IRA, 401K and other Company Sponsored Plans, Deferred Compensation Programs, and 529 Plans
 
Business Strategies - Succession planning, Executive Bonus Plans, Key Person Plans, Buy-Sell Business Agreements, Executive Planning Services, Life Insurance for Key Persons

Risk Management - Variable and Traditional Life Insurance, Annuities, Disability & Long Term Care Planning & Insurance, Group & Health Insurance and Other Insurance

Fixed-Income Investments
• Mutual Funds (income-oriented)
• Unit Investment Trusts (income-oriented)
• Municipal and Government Bonds
• Money Markets
• Certificates of Deposit

Equity Investments
• Mutual Funds (growth-oriented)
• Large Cap Growth/Value Funds
• Small/Mid Cap Growth/Value Funds
• International Equity Funds
• Asset Allocation Funds
• Sector Funds
• Unit Investment Trusts (growth-oriented)
• Publicly Traded Stocks

Individual Retirement/Education Planning
• Traditional and Roth IRA
• Coverdell Education Savings Account
• 529 Plans

Investment Accounts and Advisory Programs
• Available through AXA Advisors, LLC's partnership with LPL Financial, clients have access to a broad array of brokerage and advisory accounts, such as the Strategic Asset Management (SAM) program, Manager Select, Personal Wealth Portfolios and Optimum Market Portfolios.

Annuities
• Fixed (single flexible & immediate)
• Variable Annuities (immediate & flexible payment)
• Group Annuities (qualified retirement plans)
• Equity Indexed Annuities

*CD's are FDIC insured. All other investments listed are not insured and are subject to market risk

DANIEL J. TWOGOOD
Phone: 480-505-1183
Fax: 480-505-9809
E-mail: dtwogood@nelsonfg.com

Daniel J. Twogood, Partner

Dan focuses the majority of his time working with clients on financial planning, asset management, and estate planning.

Before moving his young family to Arizona in 1999, Dan served as Vice President for seven years in a large, independent investment advisory and financial services firm in Minnesota.  He joined NFG in 2002.  His background includes a B.A. from Bethel College and FNRA registrations in Series 7, 66, 63, and 24.

In his free time Dan loves to camp and to travel with his wife Gretchen and their six children:  Jordan, Grant, Audrey, Ruth, Jack, and Peter.  He also is an avid reader – and an admittedly poor golfer.

PAUL RUTKOWSKI
Phone: 480-374-1245
Fax: 480-505-9809
prutkowski@nelsonwm.com

Paul Rutkowski, Managing Partner

As Managing Partner, Paul leverages over 20 years of financial "life lessons" gained from a seasoned understanding of ever-changing market climates in an effort to optimize portfolio results. Paul focuses on portfolio allocation using many asset classes such as: stocks, bonds, exchange traded funds (ETF's) and cash alternatives such as CD's* and treasuries. By maintaining a pre-determined strategy, Paul strives to remove the emotion from investing and therefore leads clients confidently through times of market turbulence.

On a personal note, Paul earned his Bachelor of Science at Arizona State University. He resides in Phoenix with his wife and three children. His hobbies include enjoying the outdoors with his family, playing sports, and promoting Alzheimer's awareness.

JENNIFER WALKER
Phone: 480-374-1246
Fax: 480-505-9809
jhwalker@nelsonwm.com

Jennifer H. Walker, CRPC, Partner

Jennifer creates your individualized wealth management process. The wealth management process is not a product or a service. It is an objective framework she uses to help you organize your financial life, whether your aim is growth, wealth preservation, retirement income, or leaving a legacy. We work together to create a financial strategy designed to meet your goals. In addition, because your life is dynamic and lifestyles change, she monitors and updates your strategy to make sure it continues to meet your changing needs.

Jennifer lives in Phoenix, with her two children Lily and Eli. She served 7 years in The Junior League of Phoenix and now sits as the acting secretary of The Junior League of Phoenix Foundation. Jennifer's other interests include; marathons, triathlons and attending Ballet Arizona performances.